To get a fresh start, first get educated.

You've filed for personal bankruptcy and you're determined to make a fresh start. Now what? Well, the first thing you need to do is complete a Pre-Discharge Bankruptcy class. It's required by law and lasts two hours.

Prepare yourself for a new beginning

The more you learn about managing your money and establishing good credit, the more successful you'll be in life. This class will prepare you in four key areas:

  • Setting realistic financial goals
  • Understanding your credit report
  • Obtaining or re-establishing credit
  • Managing budgets

For your convenience, the Pre-Discharge Bankruptcy class is available online. To enroll, you'll need to provide your case number.

Online classes are accessible on this site 24/7. To get started, click on "Start an online session" below.

start an online counseling session

Watch this video first

Watching this video first will help you understand what documents you will need to have available to get the most out of your counseling session.

CredAbility has helped thousands of people with their bankruptcy education.  Now it's your turn.

CredAbility is approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider's services.